Finance & Pay Later

Make premium gym equipment more affordable with flexible, interest-free ways to pay at checkout.


Available Options

Clearpay (Pay in 4) {#clearpay}

  • Split your purchase into 4 interest-free payments.

  • The first payment is taken at checkout; the remaining 3 are taken every 2 weeks.

  • Typical customer limit up to ~£1,200 per merchant (actual limit varies per customer).

  • No fees when you pay on time.

How it works

  1. Add products to cart and proceed to checkout.

  2. Choose Clearpay.

  3. Complete a quick setup (first-time customers).

  4. Pay the first instalment today, and the rest automatically every 2 weeks.

Eligibility

  • UK resident, 18+

  • Valid debit/credit card & mobile number

  • Subject to Clearpay’s approval and spending limits


PayPal Pay in 3 {#paypal}

  • Split the cost into 3 interest-free monthly payments.

  • No set-up fees; no interest.

  • Fast approval decision through your PayPal account.

How it works

  1. Checkout with PayPal.

  2. Select Pay in 3 in your PayPal wallet (if eligible).

  3. Pay the first instalment now; the next two are taken monthly.

Eligibility

  • UK resident, 18+

  • Subject to PayPal’s approval and purchase limits

  • PayPal displays availability in your wallet at checkout


Why choose flexible payments?

  • Budget-friendly: spread the cost without interest.

  • Instant decision: apply during checkout in seconds.

  • No hidden fees: pay on time and pay only the purchase price.


FAQs

Do you charge interest or fees?
No—both Clearpay and PayPal Pay in 3 are interest-free. Late or missed payments may incur provider fees (see provider terms).

What’s the maximum I can spend?
Limits are set by the provider. Clearpay commonly allows up to ~£1,200 per merchant, but this varies. PayPal Pay in 3 limits depend on your PayPal account and eligibility.

Will this affect my credit score?
Providers may run eligibility checks. Please refer to Clearpay/PayPal for details on credit searches and reporting.

Can I use finance on all products?
Generally yes, but availability can vary by product and basket total. You’ll see eligible options at checkout.

How do refunds work?
Approved refunds are sent back through the original payment method. Your remaining instalments are adjusted by the provider.


Important information

Pro Gym Essentials is not a lender. Credit is provided by Clearpay and PayPal subject to status and their terms. You must be 18+ and a UK resident. Late or missed payments may incur fees and could affect eligibility. Always spend responsibly.